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JUNIOR WOMEN’S INSTITUTE Mrs. Barbara Saari The membership of the Junior er. remains at 400 with the newly formed branch of Haldimand Junior W.l. being organized in October. (Mrs. Saari left the meeting to assist with the formation of another branch in Stevensvillc.) The annual Fall Conference was held at Toronto with the theme “Leisure time, making it and spending it." Marilyn Peabody, speaker chose "Imposing order_on Chaos" as her topic. She gave ideas on how to save time in the home so that we could have time to pursue other interests. Five seminars were held in the afternoon and the members rotated to at least three of them. The choice was music appreciation, dried flower arrangements, outdoor activities. party foods and cake decorating. “A Little Bit More of Everything". is almost sold out and another printing was approved, The books are available from Mrs. Mary Hall, R.R.l, Wingham, NOB 2W0, for $3.75 for a single copy, this includes postage. The J.W.I.O. Award was presented to Susan Phillips of Hastings County J.W.l. who is studying for her Master of Science Degree at the University of Water- loo. The members voted to donate a dried floral arrange- ment to the W.l. Hall at Milton. Also, a donation of $1000.00 to the Hospital for Sick Children, to be used to purchase an oxygen monitor for the Nee-Natal unit. An invitation was extended to go to Niagara for the I981 Convention. The branches continue to have interesting and excit- ing programs. Sometimes it is a speaker that tells of First Aid, Local History, Family Law Reform or Farm Safety. The members are busy with crafts, bazaars and do volunteer work in their communities. Mrs, C. Dia- mond. FWlO President conducted the election with Donna Clark elected President. Mary Hall Secretary- Treasurer and Helen Thompson. PRO. JWIO Board Directors who will attend the FWIO Board Directors meetings are Senior Director, Mrs. Barbara Saari and Nancy Alton as Junior Director. CONSUMER CREDIT Mrs. Owen Hawkins A Conference co-ordinated by American Express and chaired by members of CAC discussed consumer credit and the importance of educating the public. George Post, Deputy Minister Federal Department of Consumer and Corporate Affairs, said it is obvious consumer credit is here to stay, but if we as consumers are aware of the problems associated with credit we can deal with it more competently. High pressured merchandising and easy credit often initiates poor consumer decisions, he also cautioned about high pressured sales over the telephone without consumer control of signatures. With foresight, the market system can deal effective- ly, and the financial community should be able to regulate its affairs without government interference. USE AND ABUSE Mrs. Gordon Mallion How to Get Help was the session conducted by Mrs. Olive Porter, Consumer Counselling Service, London. Some of the problems caused by credit buying areâ€"the 8 credit card provides temptation to buy, poo,- manage_ ment can lead to family breakdown. Dr. Trevor wan College of Family and Consumer Studies, Guelph. said money management should be taught by the family a, well as in the schools. ‘ The Credit Card workshopâ€"revealed there are uni}. two main uses for the cardâ€"the ability to purchase without carrying a lot of cash and for com-:nience However if used unwisely it permits peephg ,3 1w, beyond their means. Education is the keyâ€"peg: mus, be taught not to abuse credit living and the irn frame of better budgeting. OFFICERS' CONFERENCE Mrs. Russell Campbell Mrs. Campbell gave a detailed report and idiied financial statement concerning the 32nd Offict' Con. ference held in 1980. (Details in Home and mm Summer 1980.) Attending the Conference‘614 r mg, and staff. In her closing remarks Mrs. Campbell said “i itlte comments that were made to me and the letlt oil received after the Conference, indications are tli was a most successful one." The delegates dic Jced appreciate the fact that a vice-president was -: to attend when the president could not and l' "ire encourage the new officers to be the delegate ther than the retiring officers." 1981 OFFICERS’ CONFERENCE May 5-6-7, 1981 University of Waterloo, Waterloo 1. Branch District Director or alternate 0191. Member-at-large 2. District Federation Representative or alters. (new or incoming officers preferable) POOLING FEE $75.00 Witholding Fee $10.00 Forms will be mailed to all Branch and iricl Secretaries. If you did not receive one, notif: ~‘10 office. ONTARIO AGRICULTURAL HALL OF FF: Mrs. Earl Morden FWIO’s nomination, Dr. Ethel Chapman was epi- ed and the unveiling took place last June 1. (Hf 11nd Country, Fall 1980 page 23). Memberships are available to interested ind "ills for 32500. An Honour Role Booklet will be on v.- at the Gift shop for the first time at the u. ling ceremony to be held June 7, 1981 at the Muaelt “15 cost to members will be $5.00, this will include I ml“: honored last year and the eight members being l Ned in 1931. Inserts for those honored in the ne}. lirct' years will be included in this price. I For nonâ€"members the cost will be $3.50 lth' includes the 1980-81 recipients. Then an addition 506 for each year‘s inserts for the next three years- Since the Board Meeting, Mrs. Morden advisr that FWIO‘s nomination of Adelaide Hoodless has brie“ accepted and her likeness will be unveiled, June 7 '9“ at the Agricultural Museum, Milton. NIAGARA ESCARPMENT COMMISSIOP Mrs. Earl Morden. . No formal report was presented because the Commisâ€" sion are conducting hearings. There probably t‘ "l be tieâ€"up meetings and then the group will be dissolved-